Card Rebate

Research recently collected by RealtyTrac Year-End 2009 Foreclosure Market Report indicates that 3,957,643 foreclosure filings were reported on 2,824,674 United States properties in 2009. Included in this research was scheduled foreclosure auctions, default notices and bank repossessions.

Despite the dismal circumstance of the recession, one good piece of news is that Americans as consumers are expected to be more conscientious and savvy. What this means is that as consumers, we will only borrow what we can find the money for, save cash, and pay off credit card debt at the end of each month. This exciting new trend could also mean that as consumers, our credit scores will flourish, reaching what they industry refers to as super prime, the top score that is achievable.

Junk mail. Everyone hates it. Most of the time, people will take a glance at the envelope then toss it in the garbage. But it’s important to give each letter a thorough check. Some credit card issuers are sending cardholders statements in plain, unmarked white envelopes that look like a solicitation, or junk.